Our Ethos:

  • Set Clear Expectations
  • Provide Clarity
  • Communicate Proactively
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Elliott Vaughn, CFP® - Founder

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Benjamin Storm - Operations

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Ellen Vaughn - Client Relationship Manager

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Caroline Tipton - Executive Assistant

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Yussef Gheriani, CIMA®-Portfolio Specialist

Our Process

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We believe you first have to decide if we are a good fit for you, and vis versa. The only way to do that is to make an educated and informed decision on our firm and see how we we work and if the fee we would charge is worth some multiple of value. If you are wondering:

  1. Are you at risk of running out of money in retirement?
  2. Are you paying more than necessary in taxes?
  3. Is your portfolio properly positioned for this stage of life?


You’ll receive clear, personalized answers in a plan that outlines where you stand, what’s working, and what may need adjustment.

For those who are a good fit for our firm, there’s no cost or commitment for this process. We believe you should fully understand how we can help—before paying a single dollar in fees or entrusting us with any of your savings.


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Let's chat!

Let’s Make Sure It’s a Good Fit
This 15-minute phone conversation allows us both to determine if your needs align with Harbor Wealth’s expertise. Think of it like choosing the right specialist—you wouldn’t see a dentist for a heart issue.

If it turns out we’re not the right fit, we’ll point you toward a firm that’s better suited to help you!


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Meeting One - We'll supply the coffee!

Clarity Comes Before Advice
Before we make any recommendations, we take time to fully understand your goals, concerns, and financial landscape.

Through thoughtful questions and the documents you provide, we build the foundation for a meaningful analysis.
This meeting sets the stage to answer four essential questions in plain, straightforward language.


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Our Analysis

This Is Where insight Meets Experience
Behind the scenes, our team applies decades of combined experience, thousands of hours of education, and insight from the industry's leading minds.

We work to answer:

  • Can you afford to retire—on your terms?
  • Are you unintentionally overpaying in taxes?
  • Can your portfolio be made more efficient?
  • Are there avoidable risks threatening your retirement?


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Meeting two - our findings

Turning Insight Into Action
In this meeting, we’ll walk you through your personalized financial roadmap, clearly showing how Harbor Wealth can help improve your financial outcomes.

You’ll see—without jargon or confusion—how our recommendations align with your goals.
At the end, we’ll ask if you’re ready to take the next step, or if you'd prefer to take time to think it over.


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Making an informed decision

The Decision Is Yours—Without Pressure
We’ve been doing this long enough to know that thoughtful decisions require time.

As you reflect, consider:

  • Do I trust and respect the team at Harbor Wealth?
  • Will the value they provide exceed the cost?
  • Do I understand and believe in their investment approach?
  • Do their recommendations feel right for me?


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Put the Plan In Motion

Getting Started Should be Simple 
This meeting is designed to answer any final questions you may have. If you feel confident and ready, we’ll begin the process of becoming a Harbor Wealth client.

Ahead of this meeting, we’ll provide a clear overview of what to expect, along with answers to any outstanding concerns.


While we’d be honored to work with you, if you decide it’s not the right fit, we’ll simply wish you well. There’s never a sales pitch—just a commitment to doing what’s best for you.


Let's Get Started.

Reach out for a free, no-obligation consultation. We’ll discuss where you are now, where you want to go and how the team at Harbor Wealth can help you get there.