Helping You Navigate Retirement & Taxes with Confidence
We're Probably Not What you Expect
We're not here to sell products or try to beat the market.
What Most Advsiors Do
Most advisors start with your investments.
They review your portfolio.
Talk about market performance.
Recommend funds.
And spend most of the meeting discussing returns.
The conversation usually centers around:
- Investment performance
- Asset allocation
- Market forecasts
- Product recommendations
While taxes often become an afterthought.
What We Do Differently
We Start With Taxes.
In retirement, it's not just what you earn. It's what you keep.
Before we discuss investments, we want to understand:
- Are you paying more in taxes than necessary?
- Should Roth conversions be part of your plan?
- How will future RMDs affect your retirement?
- Can we reduce the taxation of Social Security?
- How can we create retirement income more tax-efficiently?
- What opportunities exist today that may disappear tomorrow?
Only after we build the tax strategy do we design the investment strategy.
Are any of these keeping you up at night?
1
Am I paying more in taxes than I need to?
- Should I be doing a Roth conversion?
- Will my Social Security Benefit be taxed more than I expect?
2
Is my portfolio suitable for retirement?
- How do I turn my savings in monthly income?
- What happens to my income if the market drops?
3
